The SWIFT code is a series of digits used to identify a bank when transferring funds to an international account. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. When you need to find a SWIFT code fast, you can use an online swift code lookup service.
SWIFT codes have been developed as a unique identifier for banks all over the world. Every code for every branch is unique. Each financial transaction will use a SWIFT code when transferring money internationally between accounts, which is especially important when moving money abroad.
Below, you can search for SWIFT codes by their institute name, country name, or SWIFT codes itself using the lookup form.
What does a SWIFT code look like?
There are 8 to 11 characters in a SWIFT code, which help to identify the country and the bank of origin. Banks also use SWIFT codes for inter-bank communications.
If the SWIFT code is an eight-digit code, it is referring to the primary office. The format of a SWIFT code is as follows:
AAAA BB CC DDD
The first four (AAAA) characters are the bank code, the next two (BB) indicate the country, and the third row (CC) shows the location. The last three (DDD) are a branch code and are optional.
There are two categories of SWIFT code: live and passive. Institutions use live codes with an active connection to the SWIFT network. Whenever you do a manual transaction, you will use a passive code. Currently, there are more than 7,500 live SWIFT codes, and 10,000 passive codes.
Whenever you conduct an international transaction, a SWIFT code ensures that you are sending your funds to the right account. You must verify your code with your bank and the recipient to avoid any delays in the transfer.
Keep in mind, when discussing international transactions with your bank that SWIFT code, SWIFT-BIC, BIC, and SWIFT ID are all referring to the same code.
Why use SWIFT codes?
International transactions typically take many days to transfer from one account to another. If your bank is affiliated with the SWIFT network, you can be assured that your transaction will be faster than the standard timeframe. In short, money changes hands more quickly with SWIFT, and with less hassle.
The difference between IBAN and SWIFT Codes
An IBAN code will look like the following:
- AA refers to the country
- BB are the check digits
- CC is the account number
IBAN codes are like a bank account number, but with extra digits added on to it. The IBAN system is an internationally agreed-upon standard for more efficient cross-border transactions, while also helping to reduce transcription errors.
The additional characters are used to make the IBAN code internationally recognizable. When you need to transfer funds internationally, you will need to ask the recipient for the IBAN code of their bank account.
SWIFT and IBAN both help to standardize an international system that can identify both personal accounts and financial institutions no matter the country.
The United States uses the ABA system for local transactions, but American banks will accept and transfer funds by using SWIFT codes for multinational transfers.
How to find / lookup a SWIFT code?
You can use the buttons below to lookup SWIFT codes by bank names or navigate to the list below to explore the BIC by country names.
Find SWIFT codes by countries starting with the letters below
|Andorra||Angola||Anguilla||Antigua and Barbuda|
|Bosnia and Herzegovina||Botswana||Brazil||Brunei|
|Cayman Islands||Central African Republic||Chad||Chile|
|China||Colombia||Comoros||Congo, Democratic Republic|
|Congo, Republic||Cook Islands||Costa Rica||Croatia|
|Ecuador||Egypt||El Salvador||Equatorial Guinea|
|French Guiana||French Polynesia|
|Iraq||Ireland||Isle Of Man||Israel|
|New Caledonia||New Zealand||Nicaragua||Niger|
|Nigeria||North Korea||Northern Mariana Islands||Norway|
|Papua New Guinea||Paraguay||Peru||Philippines|
|Timor Leste||Togo||Tonga||Trinidad and Tobago|
|Tunisia||Turkey||Turkmenistan||Turks and Caicos Islands|
|Uganda||Ukraine||United Arab Emirates||United Kingdom|
|Vatican City||Venezuela||Vietnam||Virgin Islands (Uk)|
|Virgin Islands (Us)||Wallis and Futuna Islands||Yemen||Zambia|